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Benefits of Fixed Deposits

Increase your interest earnings - CIBC FirstCaribbean Fixed Deposits generally give you a higher rate of interest than traditional savings accounts, and the rates that we offer are competitive.

You decide how much you want to invest
- A CIBC FirstCaribbean Fixed Deposit is a very flexible investment option.

Once you meet the minimum investment requirement, you can deposit any sum of money for a fixed period of time (or 'term'), usually between 30 days and one year. Generally, the longer the term of your fixed deposit, the higher the interest rate you will be offered.

Know that your money is safe with us
- A CIBC FirstCaribbean Fixed Deposit is virtually risk-free. The initial sum of money that you invest is returned to you with interest when your Fixed Deposit matures and the interest rate that we offer you is guaranteed. With other types of investments, interest rates may fluctuate and your initial investment amount is usually not guaranteed.

Enjoy more flexibility at maturity
- You'll receive a statement from us advising you of the date that your Fixed Deposit is due to mature. At that time, you have several options. You may choose to:
You have greater choice - Your CIBC FirstCaribbean Fixed Deposit can be held singly or jointly, in US$ or in another currency (subject to local foreign currency laws).

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Schedule of Charges

View details on CIBC FirstCaribbean's Schedule of Charges.

Financial Tools

Use our Savings and Loans Calculators to help you reach your goals.

CIBC FirstCaribbean Locations

Walk into one of our branches to find out more.