CIBC FirstCaribbean Credit Card Services
Here are some of the extra services CIBC FirstCaribbean provides:
Worldwide ATM Network
- You can get money from any ATM in worldwide networks, 24 hours a day
Emergency Cash Advance
- You can access an emergency cash advance of up to US$1,000 if you need it
Credit Card Security Insurance
- CIBC FirstCaribbean Credit Card Security Insurance (CCSI) is an insurance policy secured by CIBC FirstCaribbean International Bank from Sagicor Life Inc. and its subsidiaries to provide insurance coverage to CIBC FirstCaribbean personal credit cardholders
- CCSI pays the outstanding credit card balance up to US$25,000 (unpaid principal and accrued interest) to the bank in the event of death, critical illness or accidental dismemberment of the cardholder(s) insured. CCSI covers the primary cardholder and up to 1 joint cardholder on the account.
- Benefits of CCSI:
- Peace of mind for the customer and their dependents (knowing that should the worst happen they are prepared to handle it)
Helps relieve family of financial and emotional burden during a time of emotional and physical distress (in the event that the insured dies)
One less bill that the customer has to pay (in the event of critical illness/accidental dismemberment)
- Peace of mind for the customer and their dependents (knowing that should the worst happen they are prepared to handle it)
- Cost of CCSI:
- Coverage for up to two persons only costs the cardholder $0.46 for every $100 of outstanding balance or part thereof, with a minimum charge of $0.23 for amounts below US$50
- The premium is calculated on the account balance at the statement printing date.
Coverage is up to US$25,000 and this amount will be the maximum balance on which premiums will be charged
Additional cards for family
- The benefits you receive with your CIBC FirstCaribbean Credit Card can be shared with your spouse or any adult family member (18 years and older). To apply for additional cards, simply complete the application or visit your local CIBC FirstCaribbean branch
Internet Banking…
- Enjoy the convenience of 24 hour access to your credit card Information
- Make credit card payments
- View account statements
- View balances
- View transaction history
You can use your CIBC FirstCaribbean Credit Card:
- In shops
- In restaurants
- Over the Internet
- Over the telephone
- By mail order
- To withdraw cash
