CIBC FirstCaribbean Business Banking Interest Account

Maximise earnings -- interest is earned on all credit balances above the required threshold
Bank anytime -- 24-Hour access to accounts through Internet Banking to track account balances, transfer funds and more

ACCOUNT FEATURES

Balances & Fees
A minimum amount is required to open this account A monthly service fee is applied on the last working day of the month where the account balance falls below the required minimum No monthly service fee for the first 3 months of operation See your local branch for details on the minimum amount and monthly service fee

Interest
Daily interest which is calculated on each day’s final balance and will be credited monthly on the last working day Interest is earned for every day that the account balance meets the minimum balance requirement Tiered interest rate structure, which allows for higher yields as the account balance grows

Additional Features
FREE deposits Capability to transfer surplus funds into this account from a nominated account; either the CIBC FirstCaribbean Chequing Account or the CIBC FirstCaribbean Unlimited Chequing Account via our Internet Banking and Instant Teller services FREE Internet Banking with bill payments. Some transactions (e.g. for wire transfers), will attract separate charges A FREE statement is only available via our Internet Banking Service A FREE mini-statement of the last 10 transactions is provided through our Instant Tellers Mailed statements may be requested for an additional charge Mailed statements will be provided for FREE to customers without access to Internet Banking 24–Hour Automated Telephone Banking Arrangements can be made to set up standing orders against the client’s account to pay bills and loans, and to transfer funds between accounts

Additional Features

FREE deposits
Capability to transfer surplus funds into this account from a nominated account; either the CIBC FirstCaribbean Chequing Account or the CIBC FirstCaribbean Unlimited Chequing Account via our Internet Banking and Instant Teller services
FREE Internet Banking with bill payments. Some transactions (e.g. for wire transfers), will attract separate charges
A FREE statement is only available via our Internet Banking Service
- A FREE mini-statement of the last 10 transactions is provided through our Instant Tellers
Mailed statements may be requested for an additional charge
- Mailed statements will be provided for FREE to customers without access to Internet Banking
24–Hour Automated Telephone Banking
Arrangements can be made to set up standing orders against the client’s account to pay bills and loans, and to transfer funds between accounts

Special Conditions
FREE banking at CIBC FirstCaribbean Instant Tellers is available ONLY to businesses that fall into any one of the following categories: Is a sole trader/proprietor Has a business account where only one signatory to the account is required Has a business account with more than one signatory and only one signature is required to perform transactions on the account. A charge is levied for withdrawals and inquiries done at non-CIBC FirstCaribbean ATMs CIBC FirstCaribbean Instant Tellers have 24-Hour access for Cash Withdrawals, Mini-Statements, Transfers and other transactions using the CIBC FirstCaribbean Bank Card

Special Conditions

FREE banking at CIBC FirstCaribbean Instant Tellers is available ONLY to businesses that fall into any one of the following categories:
- Is a sole trader/proprietor
- Has a business account where only one signatory to the account is required
- Has a business account with more than one signatory and only one signature is required to perform transactions on the account. A charge is levied for withdrawals and inquiries done at non-CIBC FirstCaribbean ATMs
- CIBC FirstCaribbean Instant Tellers have 24-Hour access for Cash Withdrawals, Mini-Statements, Transfers and other transactions using the CIBC FirstCaribbean Bank Card

Product features vary by location. Please contact your local branch for further details.

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