- An ideal way to manage short term changes in your cash flow
- Continuous access to funds whenever you need it once your overdraft limit is approved
- You only pay interest on the amount you use
- Any deposits made to your account reduces the amount of interest you pay
- Avoid the embarrassment of returned cheques or declined transactions with your ATM card*
- Avoid the inconvenience of transferring funds from other accounts to cover a temporary cash shortage
* A CIBC FirstCaribbean Overdraft Facility will prevent a cheque from being returned or a transaction from being declined for ‘insufficient funds’ only to the extent your overdraft limit is unused and available.