Enjoy a card with no annual fee, ever
The CIBC FirstCaribbean Silver Visa Credit Card is a stylish, Chip & PIN enabled credit card providing the value-conscious shopper with up-to-date security and worldwide acceptance, plus all the reliability you expect from Visa.
Use it for everyday purchases, shopping online or when travelling overseas.
The Silver Visa card is ideal for you, if you:
- are a first-time cardholder
- are just starting out in your career
- are seeking to establish credit history
- simply need a credit card that saves you money
It's flexible too, and you can add an additional cardholder.* Spending helps you earn rewards even faster.
Contact your branch to apply >
Earn Rewards with Every Purchase and Pay No Annual Fee, Ever
- Credit limit is USD 1,500 or local currency equivalent
- There's no annual fee... EVER!
- Automatic enrollment in the CIBC FirstCaribbean My Rewards programme
CIBC FirstCaribbean Credit Cardholder Agreement
Redeeming your points is easy.
- All Silver Visa Credit cardholders are automatically enrolled in the CIBC FirstCaribbean My Rewards Program.
- Simply visit My Rewards to log on, view and redeem your rewards.
- Download the CIBC FirstCaribbean My Rewards mobile app to view and redeem your rewards. The App is available for download from the App Store for iOS users and from the Google Play Store for Android users.
- Download the app here
or here 
- To log on to the app or the website you will need to use the email address currently linked to your credit card account. If you wish to update this email address feel free to do so at any time by contacting our Customer Care and Sales Centre at 1 866 743 2257.
- To log on to the app or the website you will need to use the email address currently linked to your credit card account. If you wish to update this email address feel free to do so at any time by contacting our Customer Care and Sales Centre at 1 866 743 2257.
- Use your accumulated points to pay for purchases online or via an e-wallet.
- Use your points to shop contactless at any merchant locally or internationally.
- Book flights, hotels or car rentals using your accumulated points balance and if you don’t have enough points to fully fund your trip, combine your points and card to fund travel redemptions within the app.
- Once the number of points you require for a reward is within the number of points in your account, your reward will be processed.
Secure, Convenient, Reliable
Whether at home or abroad, the Silver Visa security features work for you. You will benefit from features like:
- Smart chip: The embedded microchip encrypts card information and reduces fraud
- PIN security: Key in your confidential PIN (Personal Identification Number) to authorise your purchase at the register
- Contactless Payment: simply tap or wave your card to make small purchases wherever contactless payments are accepted.
Easy Card Activation
You can activate your cards easily with Online Banking and our Mobile App.
With the added convenience of activating your Silver Visa via Online Banking and the Mobile App, there is no need to visit the branch or call us to activate your card.
Cardholders simply need to follow these easy steps:
- Log on to Online Banking or our Mobile App
- Select “Manage My Cards”
- Select “Activate my card” and follow the on-screen instructions
- Select a PIN during the activation process
At CIBC …we make banking easy!
Manage Your Card Transactions
We make it easy for you to track your credit card transactions and look out for card fraud.
Log on to Online Banking or the Mobile App to start tracking. Learn more here >.
Visa Credit Card Benefits
Protective benefits of your Silver Visa Credit Card.
For details on all the benefits of your Visa Credit Card, Learn more here >.
* A fee applies for a supplementary card.