Cash Back

Enjoy a card with no annual fee, ever

The CIBC FirstCaribbean Cash Back Visa Credit Card is a stylish, Chip & PIN enabled credit card providing the value-conscious shopper with up-to-date security and worldwide acceptance, plus all the reliability you expect from Visa.

Use it for everyday purchases, shopping online or when travelling overseas. 

The Cash Back card is ideal for you, if you:

  • are a first-time cardholder
  • are just starting out in your career
  • are seeking to establish credit history
  • simply need a credit card that saves you money

 

It's flexible too, and you can add an additional cardholder.* Spending helps you earn rewards even faster.

Earn Rewards with Every Purchase and Pay No Annual Fee, Ever

  • Credit limit is USD 1,500 or local currency equivalent 
  • There's no annual fee... EVER!
  • Automatic enrollment in the CIBC FirstCaribbean My Rewards programme


CIBC FirstCaribbean Credit Cardholder Agreement


Redeeming your points is easy.

  • All Cash Back Visa Credit cardholders are automatically enrolled in the CIBC FirstCaribbean My Rewards Program.
  • Simply visit My Rewards to log on, view and redeem your rewards.
  • You may also download the CIBC FirstCaribbean My Rewards mobile app to view and redeem your rewards. The App is available for download from the App Store for iOS users and from the Google Play Store for Android users.
    • To log on to the app or the website you will need to use the email address currently linked to your credit card account. If you wish to update this email address feel free to do so at any time by contacting our Customer Care and Sales Centre at 1 866 743 2257. 
       
  • Use your accumulated points to pay for purchases online or via an e-wallet.
  • Use your points to shop contactless at any merchant locally or internationally.
  • Book flights, hotels or car rentals using your accumulated points balance and if you don’t have enough points to fully fund your trip, combine your points and card to fund travel redemptions within the app.
  • Once the number of points you require for a reward is within the number of points in your account, your reward will be processed.

 

My Rewards FAQs

Secure, Convenient, Reliable

Whether at home or abroad, the Cash Back Visa security features work for you. You will benefit from features like:

  • Smart chip: The embedded microchip encrypts card information and reduces fraud
  • PIN security: Key in your confidential PIN (Personal Identification Number) to authorise your purchase at the register
  • Contactless Payment: simply tap or wave your card to make small purchases wherever contactless payments are accepted.

Manage Your Card Transactions

We make it easy for you to track your credit card transactions and look out for card fraud. 

Log on to Online Banking or the Mobile App to start tracking. Learn more here >>.

Visa Credit Card Benefits

Protective benefits of your Visa Cash Back Card.

For details on all the benefits of your Visa Credit Card, Learn more here >>.

 

 

* A fee applies for a supplementary card.